Retirees, who are fewer tolerant of inventory-market volatility, also pose a draw back risk to stocks. Boomers usually tend to market When the US economic climate guidelines into a economic downturn.

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And it is not the scenario that toddler boomers will derail economic expansion nearly just as much as, say, a complete-blown economic downturn, As outlined by Dean Baker, an economist who described the baby boomers to be a "time bomb" in a very 1998 paper.

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